Build In! Payments Hackathon: Build What Moves Money

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Build In! Payments Hackathon: Build What Moves Money

Morph, together with Blockchain4Youth and DvCode Technologies Inc., is launching Build In! Payments, a builder-focused hackathon and build-in-public campaign designed to tackle real payment problems with real Web3 infrastructure. Whether you're a developer, designer, student, or startup founder, this is your moment to ship something that matters.

We're not looking for whitepapers. We want working demos, documented journeys, and bold ideas across some of the most pressing payment use cases in the Philippines and Southeast Asia.

Ready to Build?

Register your team here →

Why build for Payments?

Payments are broken in a lot of places; high remittance fees eating into OFW earnings, SMEs stuck with slow settlements, payroll systems that don't talk to each other, and agentic AI still waiting for a proper money layer. The tools to fix all of this exist onchain. Now we need builders to actually build with them.

Build In! Payments isn't just a coding competition. It's a launchpad for your project, your community, and your voice as a builder in the Web3 ecosystem.

The Numbers

  • $3,500 USDC total prize pool
  • 5 challenge tracks to choose from
  • 3–4 members each team
  • Open to everyone - developers, designers, students, founders, Web2 and Web3 builders alike

Hackathon Timeline

Date

Milestone

May 18

Opening kickoff

May 18–29

Build period

May 22

Video submissions due

June 1–2

Technical review & judging

June 4

Onsite awarding ceremony (Venue TBA)

Challenge Tracks

Pick one track and go deep. Each track maps to a real, unsolved problem in the payments space.

Cross-Border Remittance - Build a payment app that cuts friction and fees for OFWs and international transfers. Help money move the way people expect it to.

SME Payments - Create merchant payment systems with fast settlement and transparent fees on stablecoin rails. Give small businesses the tools that big banks take for granted.

Payroll + B2B - Develop payroll or treasury systems with batch payouts and onchain accounting. Make payday reliable, programmable, and borderless.

FX Treasury - Build treasury, conversion, or FX tooling for businesses using digital dollars. Help companies stop losing money to volatility and middlemen.

x402 Agentic Payments - Create AI-native or API-based micropayment systems with low-cost settlement. Build the money layer the agentic internet is waiting for.

What You'll Submit

Every team must deliver the following:

  • Project Write-Up - Max 200 words. Cover the problem, your chosen Morph use case, the features and APIs you used, and why it matters for the Philippines or Southeast Asia.
  • Public Demo URL - A live demo or interactive prototype. No logins, no paywalls.
  • Public Repository - Required if no live demo is available.
  • Demo Video (Required) - A max 2-minute video: 30 seconds on the problem and chosen use case relevant to Morph, 1 minute of live product demo, 30 seconds on what's next. Upload publicly to YouTube or X. Dimensions: 1920 × 1080 px, 16:9.
  • Build Diary Posts - Minimum 3 public progress posts during the build period using #MorphBuildSprint and #MorphBuildPH. These are required for Community Choice eligibility.
  • Architecture Diagram (Optional) - Bonus points for showing your technical architecture, smart contract flow, or payment infrastructure design.

How Projects Are Judged

Criteria

Weight

Technical Execution

30%

Real-World Use Case

25%

Product Design & UX

15%

Innovation

15%

Demo Quality & Presentation

10%

Build-in-Public Participation

5%

Judges may also give bonus consideration to working integrations, deployment completeness, open-source quality, and scalability potential.

Prize Structure

Prize

Amount

Grand Prize

$1,200 USDC + Morph ecosystem spotlight + accelerator intro call

Track Winner × 5

$300 USDC each + featured on Morph LinkedIn & X

Community Choice

$400 USDC - the organic amplification prize

Best B4Youth Team

$400 USDC - Blockchain4Youth award for top student or under-25 team

Total

$3,500 USDC

The Community Choice prize goes to the team that shows up consistently - quality demos, active build diaries, and real community engagement. Only teams with complete build diary requirements are eligible.

Community

Build In! Payments is powered by the communities of Morph, Blockchain4Youth and DvCode. This is a builder's event shaped by ecosystems that care about getting Web3 payments into real people's hands.

Technical Resources

Rules at a Glance

  • Projects must be built during the official hackathon period.
  • Existing products are allowed only if significant new functionality is developed during the sprint.
  • Plagiarism or unauthorized code copying may result in disqualification.
  • AI-assisted development is allowed.
  • Teams retain full ownership of their projects.
  • Organizers may feature submitted content for promotional purposes with proper credit.
  • Judges' decisions are final.

Build In! Payments kicks off May 18.

If you've been waiting for the right moment to ship something real - this is it. Show up, build in public, and let your work speak for itself.

Register your team here →

Follow Morph on X and LinkedIn for updates. Use #MorphBuildSprint to join the conversation.

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