Supercharging Institutional Stablecoin Flows With Cobo
Institutional stablecoin payments are scaling into real-world production.
Morph is enabling these payments to settle onchain at global scale through its collaboration with Cobo, one of the inaugural partners in the Morph Payment Accelerator. Building on an existing integration announced in January 2025, the partnership supports secure, high-volume settlement for real payment use cases, including custody, wallet infrastructure, payouts, and treasury operations.
Together, Morph and Cobo are routing institutional stablecoin activity through infrastructure designed specifically for payments, prioritizing reliability, performance, and cost efficiency.
Institutional Infrastructure, Built for Production
Cobo is a leading provider of digital asset custody and wallet infrastructure for institutions, supporting exchanges, payment providers, and enterprises worldwide. Its platform offers custodial wallets, MPC wallets, and Wallet-as-a-Service solutions, with support for more than 80 blockchains.
This infrastructure underpins a wide range of institutional operations, including treasury management, cross-border payouts, and high-frequency settlement workflows. With an established operational footprint across global markets and a strong presence in APAC, Cobo plays a critical role in how institutional digital asset activity is executed in practice.
By integrating more deeply with Morph, Cobo enables its clients to route stablecoin payment flows through a settlement layer optimized specifically for payments.
What the Partnership Enables
Through this collaboration, institutional users leveraging Cobo’s wallet infrastructure can access Morph as a settlement layer for stablecoin payments.
This enables:
- Lower effective costs for high-volume payment flows
- Fast execution and finality suitable for institutional operations
- Seamless interoperability across chains and ecosystems
- Infrastructure designed for continuous, real-world usage
The focus is on supporting payment activity that is already live, rather than speculative or experimental use cases.
The Morph Payment Accelerator
Cobo joins as one of the first partners in the Morph Payment Accelerator, a $150 million, performance-based incentive program designed to support companies building real payment infrastructure onchain.
The program rewards partners for bringing verified stablecoin payment volume onto Morph mainnet. Incentives scale directly with usage, creating alignment between network growth and real economic activity.
The Payment Accelerator targets high-impact payment verticals including cross-border remittance, institutional payouts, digital issuing, and payment gateways. Cobo’s institutional wallet and custody infrastructure supports many of these use cases today, making it a natural fit for the program.
Supporting Institutional Stablecoin Adoption
Stablecoins are increasingly used by institutions for treasury operations, payroll, remittances, and merchant settlement. As volumes grow, the need for reliable, cost-efficient, and scalable settlement infrastructure becomes more important.
By combining Cobo’s institutional wallet stack with Morph’s payment-first settlement layer, this partnership supports the continued growth of onchain payment activity and reinforces Morph’s role as a settlement layer for global stablecoin flows.
We are pleased to welcome Cobo as an inaugural Morph Payment Accelerator partner and look forward to sharing updates as institutional stablecoin activity continues to scale.
