> ## Content Index > Fetch the complete content index at: https://blog.morph.network/llms.txt > Use this file to discover other available public pages before exploring further. # Morph and Keytom Partner to Connect Stablecoin Payments with Everyday Financial Services - URL: https://blog.morph.network/morph-and-keytom-partner-to-connect-stablecoin-payments-with-everyday-financial-services/ - Published: 2026-10-26T09:55:00.000Z - Updated: 2026-10-26T09:54:59.000Z - Author: Morph For businesses operating across borders, moving money is part of everyday work. Paying international teams, settling invoices with overseas vendors, and collecting payments from customers in different markets are all essential to keeping operations running. Stablecoins are creating new ways to handle these payments. But moving money is only part of the picture. Businesses and professionals also need ways to manage funds, work across currencies, and put their earnings to use. That is the opportunity behind the partnership between [Keytom](https://keytom.com/?ref=blog.morph.network), a Canadian digital financial platform offering fiat and digital asset financial services, and [Morph](https://morph.network/?ref=blog.morph.network), the company behind the stablecoin payment platform Morph Payments. The collaboration is not starting from scratch. Keytom already uses Morph Payments for its own payroll and vendor payouts. Now, the two companies are building on that relationship to explore how stablecoin payments can connect more naturally with the financial services people and businesses rely on. ## **Stablecoin Payments in Practice: Keytom’s Payroll and Vendor Payouts** For a business working with people and partners in different countries, routine payments can involve multiple currencies, banking systems and processes. Stablecoins offer an alternative, enabling around-the-clock transfers and clearer transaction tracking. Keytom is already using Morph Payments to manage stablecoin payouts to its employees and vendors. Through Morph Payments, Keytom can execute outgoing stablecoin payments and track transaction activity in one place. Rather than treating stablecoin transfers as isolated transactions, the platform brings them into a business payment workflow that can be managed and monitored. It is a practical example of how stablecoin infrastructure can support day-to-day business operations, from compensating team members to paying external service providers. For Morph, the collaboration also reflects a broader goal: making stablecoin payments accessible and useful for businesses without requiring them to build payment infrastructure from the ground up. ## **Beyond Payments: Connecting Stablecoins to Everyday Financial Needs** Paying and getting paid are important. But what happens after a payment arrives matters just as much. Take an international digital agency working with clients across several markets. It needs a way to collect payments, track incoming funds, and pay contractors or suppliers in different countries. It may also need to convert currencies and manage expenses through traditional financial accounts. Or consider a contractor based in Canada who receives a salary from overseas. Receiving an international payment is only the first step; that income may still need to cover rent, groceries, business expenses, or financial support for family members. These are illustrative examples rather than live customer cases. However, they reflect a common challenge: work and income increasingly cross borders, while financial needs extend well beyond payments. This is where Morph Payments and Keytom bring complementary strengths to the same customer journey. Morph Payments enables businesses to accept stablecoin payments through payment links, invoices, and checkout solutions; send payouts to global teams and vendors; and manage payment activity from a centralized dashboard. It supports USDT and USDC across major blockchain networks, with additional assets and networks continually being added. Keytom customers can top up their accounts with stablecoins and other supported cryptocurrencies, or with EUR, USD and CAD. Funds can be converted with the built-in exchange, spent with personal and business cards that convert automatically at the moment of payment, or sent via SEPA, SEPA Instant, SWIFT, Fedwire, ACH and Interac. Keytom brings fiat and crypto accounts together in one app for both individuals and businesses. *\*These are not live integrations, but examples of how Morph Payments and Keytom could work together.* ## **Building a More Connected Cross-Border Financial Experience** *Eric Cheung, Payment Partnership Lead APAC at Morph*, said: “Stablecoins have the potential to transform how businesses move money across borders, but adoption depends on practical payment solutions. Through Morph Payments, we’re making stablecoin collection and payouts easier to integrate into everyday operations. Our work with Keytom shows what that looks like in practice and creates opportunities to serve a broader range of payment needs.” “Keytom is built for borderless users and businesses. With both fiat and crypto currencies within the same account, we enable our clients to manage international income and purchase,” said *Nicolò Pagliari, CMO at Keytom*. “All of this is in a convenient and straightforward solution. Our relationship with Morph builds directly on this practical focus, with the stablecoin collections and payouts powering our own daily operations.”