Bringing Onchain Settlement to Global Earners With ArrivalX
Morph is excited to announce that ArrivalX, a neobank built for global earners, has joined as a partner in the Morph Payment Accelerator program.
This partnership enables ArrivalX to leverage Morph’s payment-optimized network for stablecoin settlement, powering faster, more cost-efficient payouts and spending for its users across global markets.
ArrivalX is a neobank built around the idea that people who earn globally should be able to pay like a local. Its platform combines two complementary solution suites into one money loop: Business Solutions and Personal Solutions.
On the business side, ArrivalX provides corporate wallets, fiat and stablecoin rails, global acquiring, commission payouts, treasury management, and batch payout infrastructure with end-to-end traceability. On the personal side, users can top up with fiat or stablecoins, exchange currencies, make transfers with full tracking, and spend globally through a Visa card (virtual or physical) accepted anywhere in the world. The result is a closed-loop platform that takes money from corporate settlement all the way to everyday personal spending.
ArrivalX targets individuals and businesses operating across borders: freelancers, remote workers, affiliate marketers, and the companies that pay them, in markets where access to stable, dollar-denominated financial rails has historically been limited.
Introducing the Morph Payment Accelerator
To accelerate global adoption of onchain payments, Morph recently announced the $150 million Morph Payment Accelerator, powered by the BGB ecosystem.
The Payment Accelerator is a performance-based incentive program for payment companies, financial institutions, and infrastructure providers building real-world payment products. Incentives are distributed based on verified stablecoin payment volume settled on Morph mainnet, ensuring rewards scale directly with actual usage.
The program targets high-impact payment verticals including crypto cards and digital issuing, cross-border remittance platforms, and merchant payment gateways. Participants benefit from near-instant settlement, lower operating costs, and programmable onchain functionality designed for payment flows at scale.
One Money Loop, Onchain
Morph and ArrivalX share a conviction that financial infrastructure should work for people on the move - those earning in one currency, spending in another, and operating across borders where legacy banking rails are slow, expensive, or inaccessible.
ArrivalX’s neobank model connects corporate payout infrastructure directly to personal spending. By integrating with Morph, the stablecoin settlement layer underpinning those flows gains sub-second finality, reducing friction at every step from business payout to end-user card spend.
This is particularly meaningful for the corridors ArrivalX serves: emerging markets in Southeast Asia, Latin America, and beyond, where commission payouts, affiliate earnings, and remote work income flow across multiple currencies and often get absorbed by FX fees and slow bank processing. Morph’s settlement layer makes those flows faster and cheaper to execute onchain.
The partnership also positions ArrivalX to scale its batch payout and treasury capabilities on a settlement layer purpose-built for high-volume stablecoin activity - giving businesses on the platform the infrastructure to distribute at scale while their users retain the ability to spend those earnings locally through a globally accepted card.
Scaling Real Payment Volume
This partnership reinforces Morph’s role as a dedicated settlement layer for real-world stablecoin payments and brings a genuinely differentiated use case to the Payment Accelerator: a neobank that closes the loop between cross-border earnings and everyday spending.
We’re proud to welcome ArrivalX to the Morph Payment Accelerator and look forward to sharing updates as the platform scales and onchain volume grows.
Money at the speed of life.
